BUSINESS LOAN SOLUTIONS

A variety of Savings Options are available to meet your short-term and long-term goals.

Commercial Real Estate Mortgages

Borrow long-term for resident or commercial development and property improvement. Convenient repayment terms are available based on your individual needs.

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Equipment Financing

A term loan made to assist your company in evenly distributing sizable onetime expenditures for equipment over a specified period of time, generally based on the life of the asset.

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Agricultural Lending

We are committed to supporting local agriculture.  We know the importance of providing the tools and resources necessary to help local farms and agriculture business succeed.

• Farm Real Estate Mortgages

  Farm real estate purchases; expansion and building improvements, including constructions; debt consolidation and refinancing

• Equipment Financing/Leasing

  Equipment and livestock purchases

• Working Capital Lines of Credit

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Working Capital Lines of Credit

We offer lines of credit to provide your company with flexibility to meet day-to-day or season-to-season cash needs.  Such credit is based on your company’s primary liquid assets such as inventory or accounts receivable.

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Letter of Credit

CBT Bank offers Letters of Credit to expedite the purchase of inventory or other assets.

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Overdraft Protection

For your convenience, a Line of Credit can be established to provide overdraft protection for your business checking account.

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For fees associated with our Products and Services, please refer to our Fee Schedule.