BUSINESS LOAN SOLUTIONS

A variety of Savings Options are available to meet your short-term and long-term goals.

Commercial Real Estate Mortgages

Borrow long-term for resident or commercial development and property improvement. Convenient repayment terms are available based on your individual needs.

 

Equipment Financing

A term loan made to assist your company in evenly distributing sizable onetime expenditures for equipment over a specified period of time, generally based on the life of the asset.

 

Agricultural Lending

We are committed to supporting local agriculture.  We know the importance of providing the tools and resources necessary to help local farms and agriculture business succeed.

• Farm Real Estate Mortgages

  Farm real estate purchases; expansion and building improvements, including constructions; debt consolidation and refinancing

• Equipment Financing/Leasing

  Equipment and livestock purchases

• Working Capital Lines of Credit

 

Working Capital Lines of Credit

We offer lines of credit to provide your company with flexibility to meet day-to-day or season-to-season cash needs.  Such credit is based on your company’s primary liquid assets such as inventory or accounts receivable.

 

Letter of Credit

CBT Bank offers Letters of Credit to expedite the purchase of inventory or other assets.

 

Overdraft Protection

For your convenience, a Line of Credit can be established to provide overdraft protection for your business checking account.

 

All loans subject to credit approval.